Accounts
What account is in your best interest?
When you trust your money to a bank, you want to be sure it’s in an account that’s right for you. One that gives you the most for what you need. That’s exactly why The First National Bank of Fletcher has so many accounts to choose from. From Regular Checking to a Now account, you’ll find the account that fits your needs.
Eagle Checking
Requirements:
- Minimum balance to open – $100.00
Benefits:
- Unlimited check writing
- Mastercard Check Card (upon approval)
- Online banking
Cost:
- $ .00 to $399.99 – $7.00
- $ 400.00 to $599.99 – $6.00
- $ 600.00 to $749.99 – $5.00
- $ 750.00 to $999.99 – $4.00
- $1,000.00 and above none
- Monthly maintenance fee – $1.50
Silver Eagle Checking
For Customers over 60 years of age
Requirements:
- Minimum balance to open – $100.00
Benefits:
- Unlimited check writing
- Mastercard Check Card (upon approval)
- Online banking
Cost:
- Monthly maintenance fee – $1.50
Please contact the Bank for our current Annual Percentage Yield and current interest rate.
Bronze Eagle NOW Checking
For customers over 55 years of age
Requirements:
- Minimum balance to open – $100.00
- Minimum balance to obtain Annual Percentage Yield – $1,000.00 the daily-balance method is used to calculate the interest
Benefits:
- Unlimited check writing
- Mastercard Check Card (upon approval)
- Online banking
Cost:
- Monthly minimum balance fee if average daily balance falls below $1,000.00 any day in cycle – $3.00
- Monthly maintenance fee – $1.50
Please contact the Bank for our current Annual Percentage Yield and current interest rate.
Golden Eagle NOW Checking
Requirements:
- Minimum balance to open – $100.00
- Minimum balance to obtain Annual Percentage Yield – $1,500.00 the daily-balance method is used to calculate the interest
Benefits:
- Unlimited check writing
- Mastercard Check Card (upon approval)
- Online banking
Cost:
- Monthly minimum balance fee if average daily balance falls below $1,500.00 any day in cycle – $8.00
Please contact the Bank for our current Annual Percentage Yield and current interest rate.
Student Checking
For full time students under 21 years of age.
Requirements:
- Minimum balance to open – $25.00
- Receive monthly statement electronically
Benefits:
- Mastercard Check Card (upon approval)
G.P. Checking
For G.P. Employees Only
Benefits:
- Please contact the Bank for more information!
- Mastercard Check Card (upon approval)
Teacher Checking
For Employed School Teachers Only
Benefits:
- Please contact the Bank for more information!
- Mastercard Check Card (upon approval)
Next Generation Checking
Consumer Checking Account
Requirements:
- Minimum balance to open – $100.00
- 18 – 50 years of age Minimum of 10 debit card (POS) transactions per statement cycle
- One Direct Deposit or ACH Auto Debit
- Receive monthly statement electronically
Benefits:
- Unlimited check writing
- Mastercard Check Card (upon approval)
- Online banking
Cost:
- If the above requirements are not met then a $7.00 Service Fee will be imposed
Please contact the Bank for our current Annual Percentage Yield and current interest rate.
Statement Savings
Requirements:
- Minimum balance to open – $1,000.00. The daily balance method is used to calculate interest
- Early withdrawal penalty may be imposed if any of the principal is withdrawn prior to maturity
Benefits:
- Flexible investment terms
- FDIC Security
- Competitive yields
- Interest paid by check or deposit
Please contact the Bank for our current Annual Percentage Yield and current interest rate.
Certificates of Deposit
Savings Account
Requirements:
- Minimum balance to open – $100.00
- Daily ledger balance to obtain Annual Percentage Yield $100.00, the daily balance method is used to calculate the interest
Benefits:
- 2 free withdrawals per month
Cost:
- Additional withdrawals per month – $1.00
- Minimum maintenance fee of $3.00 if daily ledger balance falls below $100.00 any day within the month
Please contact the Bank for our current Annual Percentage Yield and current interest rate.