Privacy Policy

FACTS	What does First National Bank of Fletcher do with your personal information?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security Number and Transaction History Account Balances and Payment History Credit History and Checking Account Information When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons First National Bank of Fletcher chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does First National Bank of Fletcher Share?	Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	YES	NO
For our marketing purposes – to offer our products and services to you	YES	NO
For joint marketing with other financial companies	NO	WE DON’T SHARE
For our affiliates’ everyday business purposes – information about your transactions and experiences	NO	WE DON’T SHARE
For our affiliates’ everyday business purposes – information about your creditworthiness	NO	WE DON’T SHARE
For non-affiliates to market to you	NO	WE DON’T SHARE

Term	Definition
Affiliates	Companies related by common ownership or control. They can be financial and non financial companies. First National Bank of Fletcher does not share with our affiliates.
Non Affiliates	Companies not related by common ownership or control. They can be financial and non financial companies. First National Bank of Fletcher does not share with non Affiliates so they can market to you.
Joint Marketing	A formal agreement between non affiliated financial companies that together market financial products or services to you. First National Bank of Fletcher does not jointly market.

Questions? Call (580)-549-6106